Archive for November 2nd, 2011
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Civilisedmoney: A Crowd-Funded, Ethical Alternative to Mainstream Banks?
Whether it’s local investing in everybody eats restaurants, the microfinancing of entrepreneurs through Kiva, or citizen-funded clean energy through eco-bonds, we’ve featured plenty of ways to get passed the big banks and put your money to work. Peer2Peer Finance Goes Mainstream In the UK there are already a number of peer2peer lending sites, like ZOPA, that are offering rates of return far better than your traditional bank. A new venture called civilisedmoney is aiming to take this model even further, offering a fully transparent, crowd-funded alternative to every service offered by mainstream banks: Eventually civilisedmoney will offer all the services that you currently associate with traditional banks, and some you don’t. You’ll be able to choose what happens with your money, whether you participate in lending, borrowing, investing, donating, fundraising or transacting. civilisedmoney is the first to bring together a range of people-to-people financial solutions. It’s the people-to-people portal. Whatever... Continue Reading
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Back to the Start: Willie Assists Chipotle’s Quest To End Factory Farms
In this charming music video from Chipotle, Willie sings about going “back to the start” of American farming, before animals were pumped with antibiotics and kept in factories. A farmer, not content with his small family farm, starts to modernize. He turns his farm into a factory, pumping drugs into his pigs and pollutants into the water. But one night, he has a revelation: This is not what his life needs to be. He lets his animals roam free and raises them naturally (though still eats them). That’s the premise of the new music video commissioned by Chipotle, featuring Willie... Continue Reading
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Anatomy of a smart city
The dramatic shift of the world’s population into urban areas is encouraging citizens, city planners, businesses and governments to start looking at visions of ‘smart’ cities. Below we look into what is driving the need to establish these networked environments, how smart city concepts and projects are different in the developing world, and what technologies and systems are needed to make them a reality. Quick Facts and Stats: Up until 1975 there were just 3 Megacities (New York, Tokyo and Mexico City). Today there are 21. The top 600 urban centers generate 60% of global GDP By 2025, the number... Continue Reading
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Why Good Causes Need Great Design
In March of 2010, Nikhil Arora was finishing his degree in Political Science and Business at UC Berkeley, getting ready to start a career in corporate America. Passionate about making a difference, but without a clear path to make a career out of his interests, he decided to pursue a more traditional path—that was until an unusual school project sent his ambitions in a very different direction. When we sat down with Nikhil, he told us: “We came about this idea of growing mushrooms from coffee grounds just a few months before graduating. [My partner] Alex Velez and I were... Continue Reading
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